Damon

I have read many interesting posts here about profitable HYIP strategies with aim to find the best tactics of investing for me. I personaly never invest large deposits in only one program in order to not get on very wide-spread tactics, where admin is paying only on small deposits. In my opinion it is better to invest small amounts in several programs than to lose everything in just one program. I also realize that for every single program I should use the most appropriate strategy. That's why I want to ask you about your favourite strategy that you use in any concrete program? Let's share our personal experience here about specific program's strategies.

tanveer

What you have defined is the best piece of advice but there are many more things to consider before investing in a lot of programs with small amount. Probably a strict scrutiny is the best thing before investment.

Damon

Thanks, tanveer. I agree with you that we need to explore very careful the program that we are going to join, it reduce the risk of loosing our money. But my question is, do you have any specific investment strategies regarding concrete program? It will be really interesting to hear your examples.

jambutty

There are no hard and fast rules in gambling on HYIP’s or ROI autosurfers except that sooner or later they all disappear, taking someone’s money with them. Hopefully not yours.

But there are three points to consider.

Don’t put all your money into one programme. Spread your money around into several programmes.

Deciding on which HYIP to take a gamble on. That is a decision that rests squarely on the shoulders of the punter. How you decide may be OK for you but not for someone else. Basically it amounts to how long your stake will be at risk. You can calculate that by dividing the daily interest rate into 100. So for example if the daily interest rate is 2% - 100 divided by 2 equals 50 days. If they are calendar days that translates to 7 weeks and a day. If they are business days that translates to 10 weeks plus any bank holidays during that time. You should also take into account if you can withdraw daily or not. A daily or weekly withdrawal will reduce your potential loss as time goes by.

The third point is how much. Now here is a strategy that will work for anyone, once you decide to take a gamble on a particular site.

Your initial deposit should be large enough to gain a clear profit that is higher then the minimum stake allowed so that you can re-cycle part of it and remain with a profit. At that time you have not made a loss so anything after is just a bonus and you will always be in profit. That is the name of the game – to make a profit or at least not to lose. How large a profit will depend on how much you want to gamble in the first place.

For example an HYIP offers 1.5% per day for 100 days with a minimum of $10 and principle not returned.
A $10 stake will earn $15 - that is a clear profit of $5, which is not enough to re-cycle.
A $15 stake will earn $22.50 - that is a clear profit of $7.50, which is not enough to re-cycle.
A $20 stake will earn $30 - that is a clear profit of $10, which is just enough to re-cycle.
A $25 stake will earn $37.50 - that is a clear profit of $12.50, which is enough to re-cycle.
A $50 stake will earn $75.50 - that is a clear profit of $22.50, which is enough to re-cycle.
A $100 stake will earn $150 - that is a clear profit of $50, which is enough to re-cycle.

For example an HYIP offers 1.5% per day for 100 days with a minimum of $10 and principle is returned.
A $10 stake will earn $15 - that is all clear profit of $15, which is enough to re-cycle part.

I hope that helps.

Damon

Thanks for the valuable information, Jim! It really helps, but as I see this strategy suits to programs that pay around 1.5% daily and have a good track history. In higher interest paying HYIPs there is a big risk they will not pay your money from the first investment, not to mention for the second. Reasonable strategy for this kind of HYIPs is to join them early to be in profit, because they always have a short life time.

jambutty

Actually the strategy is good for any HYIP regardless of the daily interest rate.

Obviously the higher the daily rate the greater the risk, but the higher the rate the sooner you reach break even.

In all cases you need to withdraw what you can when your can so that your potential loss is reduced each day.

If a site is offering 5% it will take 20 days to break even.

Bearing in mind that an HYIP can disappear at any time, when you join isn’t quite as relevant as it may appear. Remember that a good track record only tells you what has happened, it does not guarantee continued success. Just because your favourite football team has won 20 consecutive games it doesn’t follow that it WILL win the next one. It should and might but it could also lose or draw.

So when you join an HYIP is up to the punter. Some people favour joining early, some prefer to wait a while. It’s all in the lap of the gods.

Okosh

I don't agree with this...

Compare the classic 12% for 12 days against the 1% daily for 6 months...

Which has the higher risk??

With 12% you will know if your "Gamble" paid off inside of 2 weeks...

With 1% will take maybe 4 months....

jambutty

They are both a risk of equal proportions in that no one knows what will happen tomorrow until tomorrow arrives, of course. But then there is always the next tomorrow.

However I was talking about the break even point.

At 12% per day the break even point is on day 9 (8.33r to be exact) but ROI autosurfers rarely allow daily withdrawals these days and you have to wait until the upgrade expires before you can claim your money. Even then there may be the 50/50 rule or you must have a current upgrade to get paid for the expired one and up to 7 days to get paid. These ‘extras’ are usually introduced after a couple of rounds and the site rules allow changes without notice.
At 1% per day the break even point is after day 100, that is on day 101.
At 100% per day the break even point is after day 1.

Its not rocket science to work it out. Just divide the daily interest rate into 100 to get the number of days to break even, be they calendar days or business days.

The daily interest rate is also a good guide, but nothing more than a guide, to the initial viability of the programme. For HYIP’s more than 5% per day is very iffy. For ROI autosurfers 12% is the limit.

Put your money on the nose of some nag running in the two thirty and you will find out within minutes if your gamble paid off.

Okosh

Looking at HYIP the way we all should..that it IS a gamble....

Which is the better option......12 by 12 or 1% daily??

Due to the uncertainty of hyip, is longer term risk better than shorter term risk??
What is the best strategy??